Terms & Conditions

Terms and Conditions

Effective Date: 4/15/2025

Welcome to Pharus Lucis Management LLC! These Terms and Conditions govern your access to and use of our website and services. By using our website, you agree to these terms.

1. Acceptance of Terms

By accessing or using our website or services, you agree to comply with these Terms and Conditions. If you do not agree, please do not use our services.

2. Services Offered

Pharus Lucis Management LLC provides [insert a brief description of services, e.g., credit consulting, business funding assistance, staffing, etc.].

3. User Responsibilities

You agree to:
• Provide accurate and complete information when requested.
• Use our services for lawful purposes only.
• Not copy, modify, or redistribute our content without prior written consent.

4. Payments and Refunds
• All payments for services must be made in accordance with the terms provided at the time of purchase.
• Refunds are subject to our Refund Policy [insert link or specify terms].

5. Intellectual Property

All content, trademarks, and materials on our website are owned by or licensed to Pharus Lucis Management LLC. You may not use them without our explicit consent.

6. Limitation of Liability

To the fullest extent permitted by law:
• We are not liable for any indirect, incidental, or consequential damages arising from your use of our services.
• Our total liability is limited to the amount you paid for our services.

7. Termination

We reserve the right to suspend or terminate your access to our website or services if you violate these terms.

8. Governing Law

These Terms and Conditions are governed by the laws of [Insert State/Region]. Any disputes shall be resolved in [Insert Location].

9. Changes to Terms

We may update these Terms and Conditions periodically. The “Effective Date” at the top indicates the latest version.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us:
• Email: info@pharuslucis.com
• Phone: 877-747-4275